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Operating leasing


Operating leasing at ORIX Polska S.A. is granted for financing the purchase of new and used items according to the Classification of Fixed Assets.

The object of operating leasing at ORIX may be:

  • Vehicles;
  • Machines and devices (including medical equipment);
  • Office equipment.

Procedure of operating leasing:

  • ORIX carries out a credit analysis and takes a decision based on the STANDARD procedure or simplified Quick financing procedures:
    • “QUICK CAR” – new and used cars (provided that they come from the Authorized Dealer): motor cars and trucks up to 3.5 T, provided that the age of the used vehicle plus the leasing period does not exceed 8 years;
    • “QUICK MED” – new machines and devices and new and used medical equipment (the age of the used medical equipment plus the leasing period does not exceed 8 years);
    • “QUICK LEASE” – new and used forklifts (the age of the forklift may not exceed 10 years);
  • Period of leasing: up to 60 months;
  • Currency of the transactions: PLN, EUR (for companies obtaining revenues in EUR);
  • First leasing fee / Deposit: from 0% to 45%;
  • Interest based on a fixed and variable interest rate;
  • Instalments: equal, degressive, seasonal;
  • It is possible to change the maximum amount of buyout depending on the duration of the leasing agreement or to spread the buyout amount into monthly payments;